Vision Insurance: VSP, EyeMed, FSA & HSA Accepted
City Optix provides both routine vision exams and medical eye exams. Dr. Rich will determine which type you need and bill your insurance appropriately to ensure you get the maximum value from your benefits in San Francisco's Marina District.
VSP Premiere Provider
As a VSP Premiere Provider, we help you maximize your benefits. Your plan typically covers your annual comprehensive eye exam, with generous allowances toward our curated collection of designer frames or premium contact lenses.
EyeMed Members
We proudly accept EyeMed vision benefits. Use your in-network coverage for your routine eye health evaluation and take advantage of your plan's discounts and allowances on our luxury eyewear and prescription lenses.
Other Plans We Often Accept
How to Verify Your Benefits
Gather Details
Have your primary insurance card, member ID, and date of birth ready.
Contact Us
Call our office at (415) 921-1444 or submit your details via our online contact form.
Get Clarity
Our expert staff will verify your specific plan and explain exactly what your allowances cover before your visit.
Maximize Your FSA & HSA Benefits
Your Flexible Spending Account (FSA) and Health Savings Account (HSA) are excellent tools to invest in your vision and upgrade to luxury eyewear. We accept both cards directly at checkout.
What your cards pay for at City Optix:
- Comprehensive Eye Exams
- Prescription Designer Eyeglasses
- Prescription Sunglasses
- Contact Lenses & Specialty Fittings
- Insurance Co-pays
Most FSA funds expire on December 31st. Don't let your hard-earned pre-tax dollars go to waste—book your exam or order your new frames before the holiday rush.
Vision vs. Medical Insurance
Vision Insurance
Vision plans (like VSP and EyeMed) are designed strictly for routine eye care and vision correction.
- Checking for glasses prescriptions
- Contact lens fittings
- Allowances for frames and lenses
- Routine annual eye screenings
Medical Insurance
Medical insurance is billed when the doctor is treating, evaluating, or monitoring a specific medical eye condition.
- Eye infections or "pink eye"
- Severe dry eye treatment
- Glaucoma, macular degeneration, or cataracts
- Eye pain or sudden vision loss
Understanding Your Coverage
What insurance is accepted?
We accept VSP, EyeMed, and most major medical insurance plans. We also commonly work with out-of-network benefits for Anthem, Aetna, Cigna, Davis Vision, Spectera, and United Healthcare Vision.
Are you a VSP Premiere Provider?
Yes! As a VSP Premiere Provider, we help you maximize your benefits, offering generous allowances toward our curated collection of designer frames and premium contact lenses.
Do you accept FSA/HSA cards?
Yes, we proudly accept both Flexible Spending Account (FSA) and Health Savings Account (HSA) cards for all qualified medical expenses, including exams and eyewear.
Can I use my FSA/HSA for designer sunglasses?
Absolutely! If the sunglasses have your prescription in them, they are a qualified medical expense. You can use your FSA or HSA cards to purchase prescription sunglasses, daily wear glasses, contact lenses, and to pay for your eye exam.
Do I need to bring my insurance card to my appointment?
While many vision plans (like VSP) can be looked up using the primary member's Social Security Number and Date of Birth, it is always highly recommended to bring your physical Vision and Medical insurance cards, along with your ID, to ensure seamless billing.
How does out-of-network reimbursement work?
Even if we are out-of-network, you can still receive exceptional care and designer eyewear at our boutique! You will simply pay for your services at the time of your visit, and we will provide you with an itemized receipt that you can submit directly to your insurance provider for reimbursement based on your plan's out-of-network benefits.
What is the difference between vision and medical insurance?
Vision insurance covers routine eye care like updating glasses prescriptions. Medical insurance is billed when the doctor is treating a specific medical condition like dry eye, infections, or glaucoma.
Do you accept Kaiser?
This depends heavily on your specific Kaiser plan and whether it includes out-of-network vision benefits. Please call our office so we can verify your exact coverage before your visit.
How do I verify my benefits?
Simply call us at (415) 921-1444 or fill out our contact form with your primary insurance member details, and our expert front desk team will verify your exact coverage and allowances.
Marina District’s most trusted optometrist since the 1980s. Where luxury eyewear meets exceptional eye care.
contact us
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Monday - Friday 10AM - 6PM
Saturday 10AM - 6PM
Sunday - Closed